Talk to your bankruptcy attorney first
If you have already filed, your house may be part of the bankruptcy estate, and selling it may require approval from the bankruptcy trustee or the court. If you have not filed yet, selling before or after filing can have very different results. Because the rules depend on the type of case and your situation, talk to your bankruptcy attorney before you list the house, accept an offer or sign any contract.
Questions to bring to your attorney
Is the house part of my bankruptcy estate? Do I need the trustee's or the court's approval to sell? How would equity from a sale be treated? What happens to my mortgage and any liens at closing? How does a sale fit my case timeline? Writing these down before your appointment makes the conversation faster and clearer.
If you need free help
If you cannot afford an attorney, AZLawHelp.org lists free and low-cost legal resources in Arizona, and the Arizona Courts Self-Service Center has general information. If you are behind on the mortgage, a HUD-approved housing counselor can also help at no cost: call 800-569-4287.
How a direct sale can fit
When a sale makes sense and is approved where needed, an as-is sale with a set closing date can keep things simple: no repairs, no showings and a closing through a licensed Arizona title company that pays off the mortgage and liens from the proceeds. We are happy to work with your attorney or trustee. Every offer is reviewed with you before you sign, with no obligation. Call or text (602) 557-4725 or request a free cash offer.
This page is general information, not legal, tax or financial advice. USA Home Help LLC is a real estate investment company, not a law firm or a licensed real estate agent or broker.